Estonia Guide
Money
Estonia's unit of currency is the kroon, normally abbreviated to EEK (Eesti kroon – "Estonian Crown"), and is divided into 100 sents. Notes come in 1, 2, 5, 10, 25, 50, 100 and 500EEK denominations and coins in 0.05, 0.10, 0.20, 0.50, 1 and 5EEK denominations.
With plenty of ATMs scattered around Estonia's town centres, you should have no problem drawing instant cash with a valid debit or credit card. Major banks (pank) such as Ühispank, Hansapank and Sampo Pank can change cash for a commission, cash traveller's cheques (Thomas Cook and American Express preferred) and give cash advances on most major credit cards for a commission of around three percent. Banks are usually open Monday to Friday 9am–4/6pm; major banks in the cities often open on Saturday from 9am to 2 or 3pm. Exchange offices (Valuuta vahetus) usually work longer hours and open on Sundays, too, and in many cases offer lower commission rates than the banks for cash transactions.
Credit cards can be used in some of the more expensive hotels, restaurants and stores and in some petrol stations in Tallinn, and although you will find places that accept cards outside Tallinn, it's best not to count on it.